Other Credit Factors

Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage. They also consider:

  • Income stability
  • Employment history
  • Monthly debts in relation to your income
  • Savings amount and methods
  • Mortgage type
  • Property type and value
  • Down payment amount
  • Timeliness of rent and utilities payments

How much home can you afford?

Take the first step and get prequalified.
Call BankIowa Mortgage Center
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